New Means-Test Median Income Numbers Released – The means test is only applied to debtors whose "Current Monthly Income" ("CMI," a term that is defined, with mind-numbing complexity, by BAPCPA) exceeds the median income for households of the same size in that state, using a look-back period of six months.

New means test data released on November 1, 2012 shows declining median incomes for NJ residents making it more difficult to qualify for consumer bankruptcy protection. If you have to take the means test you’ll then compare your figure to state amounts. Here’s how to compare your income to your state’s median family income.

The Means Test requires us to first determine if your income is above or below the "Median Income" level for similar households in your state. New chapter 7 means test numbers take effect November 1, 2017. The means test numbers purport to state the median income.

The means test (MT) is based on prior calendar year information and is required to be updated annually. VA subsequently verifies Veterans’ self-reported income information by matching it with records obtained from the Internal Revenue Service (IRS) and Social Security Administration (SSA).

The first means test form, Chapter 7 Statement of Your Current Monthly Income (Form 122A-1), determines whether your income is below the median income for your state. If it is, you qualify for a Chapter 7 bankruptcy and don’t need to fill out the other two forms.

New Means-Test Median Income Numbers Released – The means test is only applied to debtors whose "Current Monthly Income" ("CMI," a term that is defined, with mind-numbing complexity, by BAPCPA) exceeds the median income for households of the same size in that state, using a look-back period of six months.

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Victoria University report suggests considering family income when calculating. cautioned against any direct means test. He said parents were "generally comfortable" with the Government drawing on.

2019 Median Income Limits for Bankruptcy means test [april 2019 update: there are new California median income numbers released, and the article below has been updated with them] The 2019 median income numbers are out. It got easier to qualify for Chapter 7, because of a means test adjustment.

This is an Official Bankruptcy Form. Official Bankruptcy Forms are approved by the Judicial Conference and must be used under Bankruptcy Rule 9009.

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