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Here are several stories about the different ways teachers have taken what they’ve learned from ARRL’s Teachers Institute and how they’ve applied these lessons to their local school environments -.

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10 Things That SQUASH Your Mortgage Application 1. Racking up Debt. Taking on additional debt before applying for a mortgage doesn’t make much sense. Your debt-to-income ratio – or how much debt you’re paying off each month in comparison to how much money you’re making – is just one factor that lenders look at when reviewing your mortgage application.

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"Even in the current challenging environment, I am confident in my prospects for re-election." Prior to being in the Senate, Bayh served two terms as governor of the Hoosier State. He also served.

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