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These can range between 2% and 4% of the mortgage amount. In some markets, these are customarily paid by the seller, but if that’s not the case in your market, you’ll have to come up with the additional funds. Prepaid expenses. These are escrows for property taxes and insurance.

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I am a progressive Democrat and do not feel comfortable living in an area that votes Republican. I don’t want my kids exposed to people who detest people of color, immigrants, and gays.