14.7 Million (19%) Of US Mortgages Have $770 Billion In Underwater Equity, $2.4 Trillion In Total Debt Impaired Five States Account for 31% of Underwater Mortgages. The number of underwater homes has decreased year-over-year by 1.2 million and the aggregate value of negative equity has fallen 13 percent to 7.4 billion. texas was the state with the fewest underwater properties; 98 percent of homeowners there with a mortgage have equity in their homes.

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FHA-HAMP Frequently Asked Questions (FAQs) 1. Can an owner-occupant mortgagor that does not meet the requirements of a Formal Forbearance, Special Forbearance, Loan Modification that is independent of FHA-HAMP be approved for a standard/standalone (rate and term) modification under FHA HAMP guidelines? Yes.

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Making Home affordable program activity First Lien Modification Activity Activity for 2MP, PRA, Treasury FHA -HAMP and UP Home Affordable Foreclosure Alternatives Program (HAFA) Performance of Permanent Modifications Disposition of Disqualified Modifications First Lien Modification Characteristics HAMP Activity by State

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